Adrian Monk & Lieutenant Disher: [in unison] Oh, my God. I've got it. Here's what happened!
Lieutenant Disher: We didn't meet by accident.
Adrian Monk: She electrocuted him.
Lieutenant Disher: It was a set-up from the very beginning. Oh, I can see that now. God, I'm such an idiot!
Adrian Monk: She dropped the radio into the tub while he was bathing. She wanted to make it look like an act of God to collect the extra insurance.
Lieutenant Disher: Maybe I believed it because I wanted to believe it. All those fortunes were printed in advance, just for me!
Adrian Monk: She had to preserve the body until the storm came.
Natalie: That's why she bought those bags of ice.
Deputy Paul Coby: My head is spinning. Which one are you listening to?
Captain Stottlemeyer: Neither one.
Adrian Monk: She froze the body so the coroner would never know the time of death.
Lieutenant Disher: The first fortune predicted that I'd be saved from a dirty death which is exactly what happened when I left the restaurant.
Adrian Monk: Last night, during the storm, she put her husband in the boat, then cut it loose, waited a few hours, and then reported it as an accident.
Lieutenant Disher: Now I have to go back and arrest my girlfriend for conspiracy and attempted murder. She'll probably break up with me.