Niles: "Roses are red, your heart is fickle. When I'm through with you, all you'll have left is this nickel."
Martin: Oh, no.
Niles: Oh, God, she's going to ruin me.
Frasier: No, no, Niles, maybe she's bluffing. You know, once she's signed the financial settlement...
Niles: [picking up the shredded paper in the box] She's not bluffing. This is the financial settlement.