Axl: Hey... Nick! Welcome to Hutch Axl Pi.
Nick: Thanks. This place is great. I really...
Axl: Yeah, yeah, cool. So, uh, tell me... if you were to apply for a car loan, would the dealership look at your bank statement and laugh or smile and hand you some keys?
Nick: Oh, uh, I don't know. [chuckles] I'm... I'm not really in the market for a car right now. Well, I-I actually just bought a flat-screen TV.
Axl: Welcome, brother Nick!