Kathy Willowby: Well, talk to Dr. Culver. He was just here. He can tell you that Martin died last night on the lake. I told him not to go out in the rain. The old fool.
Adrian Monk: Isn't that Martin's lucky fishing hat? Why wasn't he wearing it?
Kathy Willowby: I don't know. Maybe he didn't want to get it wet.
Adrian Monk: He seemed pretty excited about his new lures. I was there when he bought them. Wonder why he didn't try them out.
Kathy Willowby: I don't have to talk to you, do I?
Deputy Paul Coby: I don't know, Kathy. I think he's asking some mighty interesting questions.
Captain Stottlemeyer: Mrs. Willowby, did Martin have a life insurance policy?
Kathy Willowby: Maybe.
Natalie: Did it have a double indemnity clause, which pays double for an act of God? A lot of policies do.
Kathy Willowby: Look, I know my rights. If you people think you've got something to prove, then prove it.