Joey: It's a woman.
Phoebe: So talk to her.
Joey: [in deep voice] Hello, Mrs. Buffay. I know where your dog is. I want you to know he'll be returned to you, almost as good as new, within 24 hours. Goodbye.
Rachel: Why the voice?
Joey: [in deep voice] Hard to say.

Monica: I want to buy five shares of SGJ and I wanna buy them now. Come on, time is money, my friend. Thank you. Whoo!
Rachel: "Time is money, my friend?"
Joey: Yeah, you missed "Takes money to make money" and "Don't make me come down there and kick your Wall Street butt."

Rachel: How did you make $17?
Monica: Well, my financially challenged friends, I split my money and I bought some shares of CHP and ZXY.
Joey: How come those?
Monica: Well, CHP because I used to have a crush on Erik Estrada. And ZXY because I think it sounds "zexy."
Rachel: What happened to MEG?
Monica: MEG was good for me, but I dumped her. My motto is, "Get out before they go down."
Joey: That is so not my motto.