Debra: You'll just have to pay the deductible.
Frank: $1,000? Stinkin' crooks. All right, here's what you do. You get your contractor to add an extra grand to the bill. Then when your insurance company cuts you your check, I get it back.
Robert: All right, Dad, look, I don't want to hear this.
Frank: Hey, Dudley Do-Right, wake up! This is the way the world works. It's built into the insurance system.
Robert: Oh, yeah? Well, it's also built into the criminal justice system. Category: Fraud.
Frank: Nerd!
Robert: Nerd?
Frank: Nerd!
Robert: Calling me a nerd? You drive into the house and now I'm a nerd?