Tim: I would think it would be tough to get a bank loan when your last business went belly-up.
Jeff: [clears throat] Yeah, well, I got a private backer, and there's the money that I owe you. I'm sorry it took so long to get it back.
Tim: A private backer? Someone gave you cash for all? A private backer?
Jeff: Yeah.
Tim: Who's the private backer?
Jeff: Oh, I thought I mentioned it. Uh... Mom. Bye. [exits]
Tim: Jeff!