Ross: So why don't you quit?
Chandler: You don't think I've tried? You think I like having $50 a month taken out of my bank account every month? They make you go all the way down there. They use all these phrases and peppiness to confuse you. And then they bring out Maria.
Ross: Who is Maria?
Chandler: Oh, Maria! You can't say no to her. She's like this lycra, spandex-covered, gym treat.
Ross: Do you need me to go with you and hold your hand?
Chandler: No.
Ross: So you're strong enough to face her alone?
Chandler: Oh, no. You'll have to come.