Frasier: Roz, I came as quickly as I could. What's the emergency?
Roz: Well, no, it's not an emergency, it's just-
Ann: Hi. I'm Ann Hodges. I'm divorced.
Frasier: I'm sorry. I'm Dr. Frasier Crane.
Roz: I thought you two would like to meet. Ann is in insurance.
Frasier: Well, I'm sorry she dragged you all the way down here. I've just renewed my policy, but perhaps Roz could introduce you to my brother Niles.
Ann: Is he single?
Frasier: No, but with a baby on the way, he might need some additional coverage.
Ann: Super. Well, thanks a lot, Roz, this was totally worth a drive across town.