Quote from Niles in Where There's Smoke, There's Fired
Niles: [on the phone] My God, after all our years together, all the good times, all the bad times, you can't loan me a meager four thousand dollars? You must appreciate how hard it is for me to approach you about this. I thought I meant more to you than this, but apparently I don't. [hangs up] And they call themselves "the friendly bank!"