Mike: Wait, wait, wait, wait. Are you talking about walking away from our house?
Frankie: Maybe. I don't know what I'm saying. I'm just thinking out loud.
Mike: Frankie, that's not the way it works. You struggle for years and years and fall behind on your payments, until you get evicted by the sheriff, who throws all your stuff out on the lawn in front of the neighbors. That's how you leave a house in America.