Marshall: Guys, how far do you think I can boogie-board on this thing?
Ted: So far!
Lily: Marshall, your insurance doesn't kick in till tomorrow.
Marshall: Yeah, well, you know what? Life kicks in right now.
Future Ted: [v.o.] Don't worry, he wasn't hurt... the first time.
Marshall: I have splints!
Future Ted: The second time he went through the front window of Maclaren's.
Ted: Hence the "No Boogie-boarding" sign.