Quote from Tim in Don't Tell Momma
Tim: Look, look, this could've happened to anybody.
Jill: Yeah, anybody who parked under a crane. And what kind of a crane operator drops a three-ton beam anyway? You know, we should just sue that jerk for all he's worth.
Tim: Oh, we don't wanna do that.
Jill: Why not?
Tim: You married him.
Jill: Oh, no. You did this? You mean we've gotta pay for this?
Tim: I'm sure we got some beam-droppage thing in our insurance.