Daphne: Excuse me, not to interrupt, but six months ago you borrowed forty dollars from me. We were at the wine shop, remember? You couldn't quite scrape together enough for a bottle of your precious Chateau Mr. Fussy-Pants? So I lent you the money. And have I said a peep about it since? No! I just sit here quietly reusing my tea bags while you trundle off to your private clubs ordering gourmet this and imported that. "Are the cigars Cuban?" "Are the Tulips Dutch?" "Oh, good news, my personal shopper just found a dozen antique pudding plates." Who has twelve people over for pudding?! So you gave poor Roz a bit of money. It hasn't changed your life, has it, you sherry-swilling, foie gras-munching hypocrite?
Frasier: Daphne? I did repay you.
Daphne: What?
Frasier: I paid for that parking ticket. Fifty dollars as I recall. It means you owe me ten.
Daphne: Oh, right. Well, I'm glad you said something. It's not good to let these things fester.

Niles: Before you mock this product, you might recall you went to that spa.
Martin: What?
Niles: Don't you remember? Two years ago. For your birthday I gave you that special gift certificate for you and Sherry to have a day of indulgence. You told me you used it.
Martin: Oh, yeah. Right.
Frasier: Remind us, Dad, what treatments did you have?
Martin: Oh, we did the whole shooting match. First, they rubbed us all over, and then they uh, they washed us down with this liniment oil, and then they hit us with those hickory sticks.
Frasier: For God's sake, you've heard us talk about it enough, you'd think you'd be able to bluff a little better than that.
Martin: You'd be surprised at what I don't listen to.

Frasier: Well, Roz has been a little cash poor lately. In fact, I gave her a loan myself this morning. Then she heads down to the Trianon. You know, I have half a mind to have a word with her about it.
Martin: Uh, bad idea. You loaned her that money, it's hers now. It's not yours and it's none of your business what she does with it.
Frasier: That's exactly what I told her. Still...
Martin: Now, trust me. More friendships have been ruined because of something like this. Smartest thing you can do is never bring it up.
Frasier: I'm aware of that, Dad. It's just she must have gone straight from the cafe down to the spa. Don't you think that's odd?
Martin: Well, not when you stack it up against a man who uses neck cream.