Frasier: [to Martin] I'm sorry, but that's just a little cynical for me. I don't want to go through life thinking the worst of people. I prefer to think of them as basically good and decent. [into phone] Yes, I am here, but you know, I'm sorry, I'm in the middle of a speech right now, so you'll have to hold! [places the phone on hold] Truth is, I enjoy my life that way. If the price I have to pay is to replace a few credit cards from time to time, well then, so be it.