Ray: Let me ask you something. Remember when you told me that moving in with mom and dad was gonna help you put money away? How's that going for you?
Robert: You're not moving in with us, Raymond.
Ray: What?
Robert: We have a very delicate ecosystem over there.
Ray: I'm not asking to move in, all right? I'm asking about the money part. How's that going?
Robert: Good. I'm saving a little.
Ray: Yeah. Good. I mean, it's smart. A lot of people make fun of a man who lives with his parents but they don't see the upside to that. I mean, it's the financial security.
Robert: That's exactly right. Thank you.
Ray: I envy you, you know, 'cause you're kind of set. Matter of fact, I was gonna ask you if could borrow a little money.
Robert: Oh.
Ray: Just a quick loan.
Robert: Wait. Let's not go too quick here. So, you need my help.