[flashback:]
Ray: Dad we're not looking for houses.
Frank: Why not?
Ray: We can't afford it.
Frank: What afford? No money down. No points. Balloon at the end. [touches Debra's belly] Siegfried and Roy will be out of school before you make your first payment.
Debra: Where is it?
Frank: It's in a great neighborhood out on the Island.
Ray: Siegfried and Roy?
Marie: Ooh, it's a great place to raise kids.
Debra: My God, Ray, we should look at it.
Frank: Yeah, good schools. Easy commute.
Ray: I guess it won't hurt to take a look at it.
Marie: It's wonderful. And you'll never find better neighbors, I mean, than the couple that live across the street.
Ray: Who are they? [Frank and Marie smile] You're kidding? [Robert snickers]