Debra: I can't believe you lost all that money.
Ray: Look, it's my dad's fault. He kept telling me to fold, like I was a little kid.
Debra: So you showed him by losing all your money to him?
Ray: That's right. I'm my own man.
Debra: Ray, you know, in case you haven't noticed, we have three kids to put through college.
Ray: Well, maybe we'll get lucky and they won't be college material.