Rochelle: Oh, no, no, no, I am tired of Risky. Everything we get from him breaks down.
[flashback to Rochelle taking a foil-wrapped brick out of the oven:]
Julius: What are you doing?
Rochelle: I'm ironing.
Julius: I got you an iron from Risky.
Rochelle: It broke.
Julius: Damn, Risky.
[flashback to Rochelle holding a piece of bread above a lighter:]
Julius: What are you doing?
Rochelle: I'm making toast.
Julius: I got you a toaster from Risky.
Rochelle: It broke!
Julius: Damn, Risky.
[flashback to thirteen years ago, Rochelle and Julius standing on an apartment's fire escape:]
Julius: Are you sure?
Rochelle: Like I told you for the hundredth time, I'm pregnant. I thought you used a condom.
Julius: I did. Damn Risky.

Adult Chris: [v.o.] Let's just say my mother didn't have the best history with credit.
[flashback to Rochelle going to the counter with a dozen boxes of shoes:]
Rochelle: Put it on the card.
Adult Chris: [v.o.] She bought shoes, she bought clothes, she'd buy money, if they let her.
[flashback to Rochelle dumping a heap of clothes on the sales counter:]
Rochelle: Put it on the card.
Adult Chris: [v.o.] There was nothing my mother wouldn't put on a credit card.
[flashback to Rochelle at the bank:]
Rochelle: Put this on my card.
Bank Teller: Lady, you can't pay your credit card bill with your credit card.
Rochelle: What about this one?

Adult Chris: [v.o.] The only person who loved sleep more than me was my father. And right now, he's dreaming his favorite dream.
[dream sequence:]
Bank Teller: I've been working here a long time, now, and I've never seen anybody pay bills like you. What do you got, two jobs or something?
Julius: Just one.
Bank Teller: Can I help you with something else?
Julius: Can I have my three cents change?