James Carr: We have to be realistic. I'm in the real estate business. It's 2006. That's all good enough for me. We're gonna put you in a NINJA loan. "No income, no jobs, no assets." And you don't have to pay a penny for two years.
Tobias: Oh, NINJA, please! So we'll take something cozy and intimate. A one-bedroom.
Lindsay: Or bigger.
James Carr: Yeah, how about something nice? A three-bedroom?
Lindsay: Three does sound bigger.
Tobias: Oh, it definitely is.
Narrator: You have to remember that this was a time when banks were eager to create as much debt as possible.
Tobias: The five-bedroom, four-car garage.
James Carr: And I know that you guys are going to be okay with just one master bathroom, because a lot of people do prefer two. You know, they like to just have it.
Lindsay: Maybe separate, so we have it.
Tobias: So we have it. That way we have it.
James Carr: That way you have it.